MOHAMAT TRI NUGROHO; RUDI KRISNADI; BAMBANG WIDARNO. The Influence Of Financial Literacy, Peer Environment, and Digital Payment on Consumptive Behavior With Locus Of Control As Intervening. The Virtual International Conference on Economics, Law and Humanities , [S. l.], v. 1, n. 1, p. 225–232, 2022. Disponível em: https://cbt-ukom.unw.ac.id/index.php/ICOELH/article/view/1202. Acesso em: 6 jun. 2025.